Our Team
Contributors
Meet the financial specialists behind One Percent Finance. Each contributor brings deep expertise in their domain — from precious metals and retirement planning to budgeting, credit, and market analysis.
Richard Baba
FounderPrecious Metals
Founder and precious metals enthusiast with 10+ years of experience in alternative investments and retirement planning.
Sarah Chen
Investment Strategy
Financial advisor and investment strategist focused on building diversified portfolios and long-term wealth creation.
Marcus Johnson
Banking & Savings
Banking and savings expert dedicated to helping readers maximize returns on their cash reserves and emergency funds.
Elena Rodriguez
Personal Finance
Personal finance educator specializing in budgeting, debt management, and building financial independence from the ground up.
David Park
Retirement Planning
Retirement planning specialist helping individuals navigate IRAs, 401(k)s, and other retirement vehicles for optimal tax efficiency.
Jessica Williams
Market Analysis
Market analyst and financial news correspondent providing insights on economic trends, interest rates, and investment opportunities.
Thomas Mitchell
Credit & Debt
Credit and debt expert guiding readers through credit building, debt payoff strategies, and financial recovery.
Olivia Hartman
Financial News & Markets
Olivia Hartman is a financial journalist with over a decade of experience covering markets, monetary policy, and macroeconomic trends for leading financial publications. She brings clarity to complex market events for everyday investors.
Daniel Reeves
Market Analysis & Equities
Daniel Reeves is a market analyst and former equity trader who now writes about equities, commodities, and economic data releases. His analysis bridges the gap between Wall Street and Main Street.
Priya Nair
Economics & Monetary Policy
Priya Nair covers macroeconomic policy, Federal Reserve decisions, and global economic trends. With a background in economic research, she translates policy shifts into actionable insights for investors.
Carlos Mendez
Crypto & Digital Assets
Carlos Mendez specializes in cryptocurrency, blockchain technology, and digital asset markets. He tracks regulatory developments and market movements across the crypto ecosystem.
One Percent Editorial Team
Personal Finance
Our editorial team is a group of writers, researchers, and money nerds who are passionate about breaking down complex financial topics into practical advice you can actually use.
Editorial Standards
All content published on One Percent Finance is reviewed for accuracy and editorial integrity. Our contributors are subject-matter specialists who write from experience and research. Articles may contain affiliate links — we only recommend products and services we believe provide genuine value. For questions about our editorial process, please contact us.